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How Long Can You Be Sued On A Private Student Loan In California?

If you've fallen behind on a private student loan, the possibility of being sued can be terrifying. Every knock at the door causes anxiety, causing you to wonder whether you're being dragged into court. It's natural to fear a private student loan lawsuit. The court system can be confusing, with exacting procedural rules and severe penalties for stepping over Read the article

Student Loans

How Long Can You Be Sued On A Private Student Loan In California?

If you've fallen behind on a private student loan, the possibility of being sued can be terrifying. Every knock at the door causes anxiety, causing you to wonder whether you're being dragged into court. It's natural to fear a Read the article

How Trump’s Tax Reform Plan Will Affect Student Loan Borrowers

On April 26, 2017, the White House unveiled a plan to provide "tax relief to both our corporations that will help grow jobs, and to middle Americans." In a briefing, Secretary of the Treasury Steven Mnuchin and Director of Read the article

Here’s how to get in touch with National Collegiate Student Loan Trust

I've defended hundreds of lawsuits brought by National Collegiate Student Loan Trust over the past 7 years. I've shared my insights by writing countless articles about the company, and have spoken at dozens of bar events around the country Read the article

Don’t Be Fooled by These 6 Lies Told by Student Loan Servicers

The government is suing student loan giant Navient, claiming the servicer isn't looking out for borrowers. Navient agrees, saying its role is to send bills, collect payments, process forbearances and manage the account. The student loan servicer acts in Read the article

Who Is National Collegiate Student Loan Trust?

If you've been sued for a private student loan by National Collegiate Student Loan Trust, there's a good chance you have no idea who they are. Here's what I know, and what you need to know. Have a private Read the article

What the 2016 Democratic Party Platform Says About Student Loans

The 2016 Democratic Party's draft platform has some major wins for those struggling with student loan debt. Whether you end up supporting the Democrats or Republicans in the 2016 presidential election, it's useful to know where each side stands on Read the article

Bankruptcy

10 Steps To Take If You’re Sued For A Credit Card Debt

To many people, falling behind on credit card payments means a ruined credit score and an endless string of calls and letters from collectors. If you let those calls Read the article

Defeat LVNV Funding Lawsuits With These Magic Words

WARNING - READ THIS FIRST I provide legal advice and representation in debt collection lawsuits only for residents of New York and California. If you live in Read the article

Why You Should Always File Your Tax Returns Before Bankruptcy

A few years ago I had a client who needed to file for bankruptcy. He was a talented musician who'd had a few good years but when tastes in music Read the article

The Bible on Debt and The Morality of Bankruptcy

Let’s talk about the morality of being in - and being unable to get out of - debt. There's no clause in a credit card contract that speaks to morality or Read the article

4 Surprising Changes You’ll See After Bankruptcy

What does life feel like after bankruptcy? When you file for bankruptcy, it's usually because there's no better option for you to get your finances under control. Your credit's shot, Read the article

The Inside Scoop on Your Credit Report

You've been told time and time again the your credit report is an important part of your financial life. You're bombarded with messages telling you to check your credit report Read the article