I’ve defended hundreds of lawsuits brought by National Collegiate Student Loan Trust over the past 7 years. I’ve shared my insights by writing countless articles about the company, and have spoken at dozens of bar events around the country in an effort to teach people about how National Collegiate works. Beyond that, I helped educate over 300 graduates of The Student Loan Law Workshop about the issues presented by National Collegiate Student Loan Trust and private student loan entities.

In short, I’m no stranger to this particular private student loan entity. As the first lawyer to spend so much time sharing my knowledge about National Collegiate online, the content I’ve created around the subject has garnered quite a bit of exposure. That makes me happy because I enjoy helping lawyers, financial professionals and student loan borrowers. Unfortunately, there’s a negative aspect to this exposure as well.

The entities that comprise National Collegiate Student Loan Trust don’t have a central office or means of contact, and people who type the company name into a search engine are likely to land on this site. For some reason, many of these searchers assume that my office is the proper address for service.

In fact, over the past 5 years some of the things I’ve received include:

  • Chapter 13 bankruptcy trustee checks;
  • Letters from borrowers;
  • Notice of Commencement of bankruptcy cases filed by people who owe money to NCSLT;
  • Subpoenas to appear in courts around the country on behalf of National Collegiate; and
  • Complaints filed by borrowers, consumer protection lawyers, and government entities against one of the trusts.

This ends up cluttering my mailbox, forcing my staff to take time from client matters to make phone calls and redirect the mail. In fact, I once spent over an hour on the phone with a court clerk in Georgia trying to convince them that they’d served the subpoena incorrectly.

With that in mind, let’s set the record straight.

I don’t represent National Collegiate Student Loan Trust

I am a student loan lawyer who helps people with their student loan problems.

My office defends lawsuits brought in New York and California by student loan companies such as National Collegiate Student Loan Trust, Navient, and the US Department of Education.

We represent people who need to file for bankruptcy protection.

We help people resolve their federal student loan problems and provide advice about consolidation, rehabilitation, loan forgiveness and discharge, income-dependent repayment options, and other administrative remedies.

If you need help with a student loan problem, I might be able to help you. But one thing is certain:

I am not National Collegiate Student Loan Trust, and I don’t have any connection with this entity. You should not send any legal papers to my office with the expectation that they will get to National Collegiate.

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How to contact National Collegiate Student Loan Trust

National Collegiate Student Loan Trust does not have a single office location; rather, the entities are governed and controlled by different companies. For example, servicing is handled by AES when the loan is in repayment, forbearance or deferment; defaulted loans are overseen by TransWorld Systems, Inc. (though there’s litigation concerning a new player, Odyssey Education Resources, LLC).

For that reason, I recommend that you send any documents to all of the following places to maximize the likelihood that your mail goes to the right place:

The National Collegiate Student Loan Trust
c/o Wilmington Trust Company
Rodney Square North
1100 N Market St
Wilmington DE 19890
https://www.wilmingtontrust.com/wtcom/

The National Collegiate Student Loan Trust
c/o Goal Structured Solutions, Inc.
402 W Broadway Suite 2000
San Diego, CA 92101
https://www.goalsolutions.com/

U.S Bank NA, Indenture Trustee
The National Collegiate Student Loan Trust
One Federal St Fl 3
Boston, MA 02110

Transworld Systems, Inc.
PO Box 15630
Wilmington, DE 19850
https://www.tsico.com/

Odyssey Education Resources LLC
800 Corporate Drive
Ft. Lauderdale, FL 33334

American Education Services
P.O. Box 2461
Harrisburg, PA 17105-2461
https://www.aessuccess.org/

This is the best list that I have right now, but it may be incomplete or incorrect. Do not rely on this list, and don’t get upset with me if any of the addresses are wrong.

You are responsible for tracking down the correct addresses for National Collegiate Student Loan Trust. My goal is to keep my staff from spending more time dealing with misdirected mail.

Student Loan Lawyer Jay Fleischman

I’m Jay Fleischman – I wrote this for you.

I’ve been a lawyer protecting people against lenders and collectors for over 24 years. When it comes to student loan law, no attorney has more experience than I do – period.

I’ve helped thousands of federal and private student loan borrowers lower their payments, negotiate settlements, get out of default and qualify for loan forgiveness programs. My practice includes defending student loan lawsuits filed by companies such as Navient and National Collegiate Student Loan Trust. In addition, I’ve represented thousands of individuals and families in Chapter 7 and Chapter 13 bankruptcy cases. I currently focus my law practice solely on student loan issues.

I played a central role in developing the Student Loan Law Workshop, where I personally helped teach over 350 lawyers how to help people with student loan problems. I’ve spoken at events held by the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and bar associations around the country. National news outlets regularly look to me for my insights on student loans and consumer debt issues.

I’m licensed to practice law in New York and California and advise borrowers nationwide. And in case you were wondering – every single word on this page was written by me, and I personally stand behind it.

I’m Jay Fleischman – I wrote this for you.

Student Loan Lawyer Jay Fleischman

I’ve been a lawyer protecting people against lenders and collectors for over 24 years. When it comes to student loan law, no attorney has more experience than I do – period.

I’ve helped thousands of federal and private student loan borrowers lower their payments, negotiate settlements, get out of default and qualify for loan forgiveness programs. My practice includes defending student loan lawsuits filed by companies such as Navient and National Collegiate Student Loan Trust. In addition, I’ve represented thousands of individuals and families in Chapter 7 and Chapter 13 bankruptcy cases. I currently focus my law practice solely on student loan issues.

I played a central role in developing the Student Loan Law Workshop, where I personally helped teach over 350 lawyers how to help people with student loan problems. I’ve spoken at events held by the National Association of Consumer Bankruptcy Attorneys, National Association of Consumer Advocates, and bar associations around the country. National news outlets regularly look to me for my insights on student loans and consumer debt issues.

I’m licensed to practice law in New York and California and advise borrowers nationwide. And in case you were wondering – every single word on this page was written by me, and I personally stand behind it.