Ready to Solve Your Bill Problems?

Our Lawyers Can Help

  • Student Loans

  • Credit Card Debts

  • Overdue Car Payments

  • Past Due Taxes

  • Mortgage Arrears

  • Collection Lawsuits and Judgments

Ready to get out of debt and take control of your life?

Our lawyers can get you on track.

Get smart strategies for ending your debt problems and building a financially stable future.

  • Student Loans

  • Credit Card Debts

  • Overdue Car Payments

  • Past Due Taxes

  • Mortgage Arrears

  • Collection Lawsuits and Judgments



Parent Plus Loan Review.

I searched for a very long time to find an attorney to help me with my parent plus loan that I took out for my daughter’s education. Mr. Fleischman went over all my options and gave me some peace of mind. My rating for Mr. Fleischman on a scale of 1 to 10 is an 11. – Ana (April 18, 2018)

Professional and knowledgeable.

I found Mr. Fleischman to be a very professional lawyer. More than that, he was also pleasant and well versed. He explained everything in detail and made sure we understood. He also had a great sense of humor which made us feel at ease. – Kathy (April 11, 2018)

A calming voice in a stressful time …

I was referred to Jay and was very hesitant to call. I was very anxious about the process. Jay put me at ease within 15 seconds of talking to him. He asked a very direct and very simple question: “what happened”? From there, we spoke for about 45 minutes. Jay walked me through the bankruptcy process. Jay answered all of my questions; he made me feel at ease. We are at the beginning stages right now and I’m glad Jay is in my corner. I have emailed him several times this last week and each email was responded to in a timely fashion. – Kevin (April 9, 2018)

Good counsel.

He had in depth knowledge of laws and gave expert advice with my Student Loan issues that was resolved in my favor. – Ian (April 4, 2018)

Jay alleviated all of my fears about bankruptcy.

Jay Fleischman is a consummate professional, and yet, personable at the same time. He listened to my situation intently and patiently and gave me consolation and reassurances that everything will be ok. He explained everything about the process thoroughly, and was confident that my case will be resolved as quickly as possible. His easy demeanor and affability make him approachable with something as difficult and painful as bankruptcy. – Robert (March 21, 2018)

Extremely Helpful.

Mr. Fleischman answered all of my questions. He clearly possesses the knowledge and expertise to guide through a complicated and difficult process. He clearly and succinctly explained all options and put my mind at ease. I highly recommend his services and intend to hire the firm. – Stacy (February 9, 2018)

Friendly, direct, informed.

I have talked to several lawyers about my situation over the years and Jay was the most informed. He was careful in that he cares. I’ve never felt more at ease with my situation and I feel more in control now than ever before. – Chris (January 17, 2018)

Student Loan Bankruptcy Discharge.

I retained Jay for a consultation to determine the best strategy for dealing with my substantial student debt. I cannot possibly repay it, filing bankruptcy to discharge it is virtually impossible, so I have believed for many years that there was nothing I could do to resolve the problem. Jay analyzed my circumstances and gave me a solution. – Cat (November 17, 2017)

Clear and Professional.

Mr. Fleishman was very much on point with my defaulted student loan issue and explained what I needed to do clearly and carefully. He addressed my particular question comprehensively and threw in some additional advice that will likely save me another consultation. I’d definitely recommend him to others with student loan issues. – Cynthia (September 28, 2017)

Amazing – Really Knows His Stuff!

Jay did a full analysis of my federal student loans. Showed me how to save a lot of money on my federal loans and what my options are. He gave me solid advice on my private student loans. He took the fear out of me and did it in a funny anecdotal way. I have a clear path of action now. The time he spent with me was invaluable. He really knows his stuff! – Laura (November 4, 2016)

Call 866-787-8078 For Your Appointment


Student Loan Problems

  • Get Out Of Default
  • Lower Your Payments
  • Consolidation and Refinancing

  • Save Your Tax Refund

  • Stop Wage Garnishment

  • Settle Your Private Student Loans
  • Defend Against Lawsuits Brought by National Collegiate Student Loan Trust, Navient, and Other Student Loan Lenders


  • Our Lawyers Have Represented Over 2,500 People in Chapter 7 and Chapter 13 Bankruptcy Cases Over the Past 40 Years

  • Stop Judgments and Wage Garnishments

  • Halt Foreclosure
  • Prevent Repossession
  • Pay Past Due Personal Income Taxes With No Further Interest or Penalties

  • Protect Your Property
  • Learn How to Rebuild Your Credit After Bankruptcy

Collection Lawsuits

  • Avoid Default Judgments
  • Stop Wage Garnishment
  • Verify The Debt

  • Protect Your Property
  • Settle The Balance Due
  • Beat Debt Collectors


  • Meet with us by phone or in the office
  • Meet with an experienced attorney – not a paralegal or counselor
  • Your case can be handled entirely by phone, fax, email or in the office

  • Convenient payment options allow you to get started right away

  • Get prompt responses to phone calls and emails

  • Jay S. Fleischman has been practicing law for over 21 years and runs The Student Loan Law Workshop, the first national training ground for attorneys practicing in the field of student loan law. His insights about student loan issues and consumer debt problems have been featured on Fox News, CBS TV, New York Times, Forbes, Huffington Post, Wall Street Journal and many other national publications.
  • David B. Shaev has been practicing law for nearly 40 years and serves as the New York co-chair for National Association of Consumer Bankruptcy Attorneys, the largest national legal organization dedicated to advancing the rights of consumers in bankruptcy. He has been featured on CBS Channel 2, NBC Channel 4, New York Times, CNN and many other national publications on the subjects of bankruptcy and mortgage-related issues.