Announcing A New Podcast For Bankruptcy, Student Loans, Credit and Debt

Sometimes you’ve got a question you need answered before you make the decision to hire a lawyer.

Questions such as:

Can I transfer property out of my name to protect it from a bankruptcy filing?
Can I get […]

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6 Questions To Answer Before Settling Your Debts

I get dozens of questions each day from potential clients, but the top question when it comes to bankruptcy is this:

Isn’t it a better idea to settle my debts instead of filing for bankruptcy?

Sadly, there’s […]

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How To Deal With Private Student Loans When You Fall Behind

If you’ve got private student loans, you’re more likely to fall behind on them than on your credit card debt.

Given the way private student loans are structured, that shouldn’t be a surprise. Balances on private […]

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Midland Funding – What You Need To Know About This Debt Buyer

Midland Funding is a company that buys old credit card debts. But that’s just the tip of the iceberg.

If you go past due on a credit card debt, it’s going to be sold to another company. […]

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7 Reasons Why You May Not Want To Settle Old Debts

When you’re behind on your bills, you can expect debt collection calls and letters. Depending on how far behind you are, those calls and letters range from the innocuous (hey, it looks like this one […]

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New York To Roll Out Tough New Debt Collection Regulations

On December 3, 2014 New York State Governor Andrew M. Cuomo announced a series of new regulations aimed at curbing debt collection abuse in the state.

“Here in New York we will not tolerate debt collectors who […]

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Two Student Loan Debt Relief Companies Sued By CFPB

The Consumer Financial Protection Bureau, the government consumer protection watchdog, is taking action against two companies that allegedly scammed student loan borrowers.

According to lawsuits filed on December 11, 2014 against College Education Services LLC and Student […]

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Is There Really A Downside to Steering Clear of Student Loans?

It turns out there’s a downside to declining the opportunity to dig yourself into a pit of student loan debt. You probably can’t afford to pay for college any other way. But is that such a […]

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Why You Should Opt For IBR Before Public Service Loan Forgiveness

If you’re angling towards qualifying for public service loan forgiveness, you should enroll your federal student loans into income-based repayment. If you don’t, you’re probably leaving money on the table.

Public Service Loan Forgiveness is a […]

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End Your Federal Student Loan Grace Period Early To Save Money

When you leave school, you won’t have to begin repaying your federal student loan right away. That doesn’t mean you shouldn’t do just that.

Stafford Loans come with a six month grace period that starts when […]

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