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If you’re deep in debt, you probably don’t have a ton of cash sitting around waiting to be spent on a lawyer.

We understand that, which is why our legal fees are designed to help you get the solutions you need without breaking the bank.

Legal Fees In Non-Bankruptcy Cases

For our clients who need help correcting credit report issues, we don’t charge any up-front fee. We get paid for our work only if our efforts to get the credit report are unsuccessful and we need to sue the credit reporting agency to make them correct the errors. We recover our legal fees from the proceeds of any money settlement or judgment we obtain on your behalf.

That’s the same fee structure we use for clients who have been subject to debt collection harassment. If we sue a creditor or debt collector on your behalf and win, we recover our legal fees from the proceeds of that settlement or judgment.

If you hire us to help you resolve your student loan repayment issues, we will agree on a flat-rate fee that’s paid out over time. We’ll get to work immediately on your issue – even though you’re still paying the fee to us. We trust out clients, and know how important it is for you to get relief immediately.

I’m ready To Talk With A Lawyer!

Bankruptcy Legal Fees

If you file a Chapter 7 bankruptcy, you’ll need to pay the entire flat rate legal fee in order for your case to be filed with the court. If you owe any legal fees when your case is filed, then we’re technically considered to be creditors and our legal fees are wiped out. I know you agree that’s not really fair.

That said, most of our clients will pay out the Chapter 7 bankruptcy fees over time as we work on putting together the case. A good way to save the money up over time is to stop making payments on some of your debts so that you can pay the legal fees.

If you don’t have the time to wait to file your bankruptcy case, you may decide to file for Chapter 13 bankruptcy because in those cases we can roll the majority of our legal fees into the monthly Chapter 13 Plan payments that you make to the trustee.

In either type of bankruptcy, our legal fees vary based on your situation. Chapter 13 bankruptcy tends to be more expensive because of the work involved, as well as the length of time your case runs.

One thing, however, is important to know – the bankruptcy court reviews our legal fees in every single case and will deny payment if the judge determines that we’re charging you too much in relation to the complexity of your case.

I’m ready To Talk With A Lawyer!

Student Loan Resolution Fees

For our clients who need help correcting credit report issues, we don’t charge any up-front fee. We get paid for our work only if our efforts to get the credit report are unsuccessful and we need to sue the credit reporting agency to make them correct the errors. We recover our legal fees from the proceeds of any money settlement or judgment we obtain on your behalf.

That’s the same fee structure we use for clients who have been subject to debt collection harassment. If we sue a creditor or debt collector on your behalf and win, we recover our legal fees from the proceeds of that settlement or judgment.

If you hire us to help you resolve your student loan repayment issues, we will agree on a flat-rate fee that’s paid out over time. We’ll get to work immediately on your issue – even though you’re still paying the fee to us. We trust out clients, and know how important it is for you to get relief immediately.

I’m ready To Talk With A Lawyer!

Let’s Work Together

You’ll never know which option is right for you until you talk with someone who understands the pros and cons of all of them. Once we figure out the type of solution that’s best for you, we’ll work on structuring a legal fee that’s going to help you get out of debt as quickly and painlessly as possible.

Take the first step in getting answers to your questions by setting up a no-obligation phone consultation.  You can also give us a call at 866-787-8078 during normal business hours.

Contact A Lawyer Now!

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What the 2016 Democratic Party Platform Says About Student Loans

The 2016 Democratic Party’s draft platform has some major wins for those struggling with student loan debt. Whether you end up supporting the Democrats or Republicans in the 2016 presidential election, it’s useful to know

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A few years ago I had a client who needed to file for bankruptcy. He was a talented musician who’d had a few good years but when tastes in music shifted he was left behind.

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The Bible on Debt and The Morality of Bankruptcy

Let’s talk about the morality of being in – and being unable to get out of – debt.

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Learn Your Student Loan Rights (FREE)

Enter your email address to get my free 6-part Student Loan Roadmap delivered to you by email.

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