5 Simple Steps To Getting Your Car Title After Bankruptcy
If you filed for Chapter 13 bankruptcy, chances are good that your lawyer either was able to reduce your interest rate, lower the balance of the car loan if the car was old enough to qualify, or both. Now that your bankruptcy is over, how do you get your title from the finance company?
It should be simple, but it isn’t always the case. You didn’t pay the full sum due under the original contract, and the Chapter 13 trustee was taking your Plan payments and distributing the funds to the car company. After bankruptcy, the loan bounces from one department to another in search of a home.
And after bankruptcy, you’re simply in search of your car title. Here are the five simple steps I recommend for my clients.
Here Are Your Options When Served With A Collection Lawsuit
It’s terrifying to be served with a collection lawsuit. You know you’re in debt, but the prospect of going in front of a judge just makes it all worse. Thankfully, you’ve got options.
Lots of my clients come to me after they’ve been sued, some while there’s still time to do something and other times after a garnishment or bank account freeze has been put into place. I wish they all got to me the day they got served, but that’s not always practicable.
If you’re served with a collection lawsuit, there are a few things you can do.
Can Same-Sex Married Couples File Bankruptcy Together?
Same-sex marriage is a hot-button issue, dividing the nation as to whether marriage can be only between a man and a woman. When looking at bankruptcy, the question of whether same-sex married couples can file together can be thorny as well. Under the Section 302(a) of the U.S. Bankruptcy Code, a joint bankruptcy case may be [...]
In Matters Of Consumer Finance, You Shouldn’t Hate The Player – Or The Game
The New York Times is reporting that banks are courting people with bad credit again, after taking a post-Lehman hiatus over the past few years. We’re supposed to be surprised that the lenders have run out of people with good credit as potential customers, and are now going back to the till for the sub-prime [...]
The Top 7 Consumer Law Resources Online
I recently provided you with a list of the top bankruptcy law resources online, and the feedback was excellent. It seems as if the problem with consumer law resources is slightly different than that of bankruptcy law. Whereas there is an overwhelming amount of bad bankruptcy information online, there’s a relative paucity of consumer law [...]
5 Ways To Avoid The Self-Employed Bad Credit Trap
If you’re self-employed, are you destined to have bad credit? Looking at my client roster, you’d think so. Over the course of my career I’ve helped self-employed people of all stripes with bill problems. From the solo attorney with a $35,000 American Express debt to the taxi driver with tax problems, I’ve seen a ton [...]
The Top 9 Bankruptcy Law Resources For Consumers Online
I’ve been a consumer bankruptcy lawyer for over 16 years, and during that time I’ve seen information about the field go from non-existent to overwhelming. Unfortunately, not all is wine and roses. In fact, much of what comes across my news reader each day about bankruptcy is garbage.
Does It Make Sense To Save The House?
Our homes are emotionally-charged places. We build and store our memories there, and they become part of who we are. And if you really believe that, you’re out of your mind. A home exists in our minds. We store memories in our brains, and who we are goes with us.
